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AI-Powered Bill Payment Assistant

Pay your bills using natural language - just chat with our AI like you're texting a friend. No complex forms, no navigation. See all features

Works on WhatsApp
Instant Processing
Bank-Level Security
See Demo

Trusted by thousands of Nigerians

50K+
Active Users
₦500M+
Processed
99.8%
Uptime

See AI Payments in Action

Real conversations with our AI assistant

RizPay AI Assistant

Online now

Hi! I need data for my MTN line

09:15

Type a message...

This is a demo - real AI assistant available in beta

Try saying:

"Buy ₦1000 MTN data"
"Pay my NEPA bill"
"₦500 airtime for 08012345678"
✅ Available Now

Core Payment Services

Pay all your essential bills quickly and securely. No waiting, no complications - just reliable bill payments that work right now. Explore all features →

Airtime Recharge

Top up airtime for all major networks with ease and instant delivery.

MTN, Glo, Airtel, 9Mobile
Instant delivery guaranteed
Competitive rates
Save favorite numbers

Supported:

MTNGLOAIRTEL9MOBILE

Data Bundles

Get affordable data plans for all networks with instant activation.

All network data plans
Multiple package sizes
Best value options
Instant activation

Supported:

MTNGLOAIRTEL9MOBILE

Electricity Bills

Pay electricity bills for all Nigerian distribution companies at low rates.

All DISCOs supported
Instant token generation
Low transaction fees
Payment history tracking

Supported:

AEDCEKEDCIKEDCKEDCOPHED

Cable TV Subscriptions

Pay for DSTV, GOTV, and Startimes quickly and securely.

DSTV, GOTV, Startimes
All package options
Auto-renewal available
Instant activation

Supported:

DSTVGOTVSTARTIMES

Start Paying Bills Right Now

Join thousands of Nigerians who trust RizPay for their daily bill payments. Quick setup, instant transactions, and reliable service.

4
Core Services
20+
Providers
99.9%
Success Rate
24/7
Available

* Trusted by thousands of users across Nigeria. Secure payments guaranteed.

AI Capabilities

The Future of Payment Processing

Our AI doesn't just process commands - it understands you. Built specifically for Nigerian users with local context and language patterns.

Natural Language Processing

Chat naturally in Nigerian English. Say 'Buy data' instead of filling complex forms.

No learning curve

Examples:

'Pay my NEPA bill'
'₦1000 MTN data please'
'Send airtime to 080...'

Smart Understanding

Our AI understands context, slang, and abbreviations commonly used in Nigeria.

Speaks your language

Examples:

'NEPA' = Electricity
'Mtn' = MTN
'Data bundle' = Data plan

Instant Processing

From conversation to payment completion in seconds. No waiting, no delays.

Lightning fast

Examples:

Average: 5 seconds
Success rate: 99.2%
24/7 availability

WhatsApp Integration

Works on any device with WhatsApp - from feature phones to smartphones.

Universal access

Examples:

No app download
Works offline
Familiar interface

Bank-Level Security

Enterprise-grade encryption with prompt injection prevention and fraud detection.

Maximum protection

Examples:

256-bit encryption
Real-time monitoring
Secure authentication

Multi-Provider Support

Access all major service providers through one AI assistant.

Everything in one place

Examples:

All telecom networks
All electricity companies
All cable TV providers

Ready to Experience AI-Powered Payments?

Join thousands of Nigerians who are already using natural language to manage their bills. No training required.

Current AI-Enhanced Bill Payment Services

All your essential bills, now payable through natural conversation. Say goodbye to complex forms and enjoy instant, intelligent payments.

Airtime Recharge

Top up airtime for all Nigerian networks with instant delivery

MTN, Glo, Airtel, 9Mobile
Instant delivery
Competitive rates

Say to AI:

"₦500 airtime for 08012345678"

Supported:

MTNGLOAIRTEL9MOBILE

Data Bundles

Get affordable data plans for all networks with AI-powered recommendations

All network data plans
Best value recommendations
Multiple package sizes

Say to AI:

"Buy ₦1000 MTN data"

Supported:

MTNGLOAIRTEL9MOBILE

Electricity Bills

Pay electricity bills for all Nigerian distribution companies

All DISCOs supported
Instant token generation
Low transaction fees

Say to AI:

"Pay my NEPA bill"

Supported:

AEDCEKEDCIKEDCKEDCOPHED

Cable TV Subscriptions

Renew your cable TV subscriptions with smart package suggestions

DSTV, GOTV, Startimes
Package recommendations
Auto-renewal options

Say to AI:

"Renew my DSTV subscription"

Supported:

DSTVGOTVSTARTIMES

All Services. One AI Assistant.

Instead of remembering different apps and websites, just tell our AI what you need. It handles the rest - finding the best rates, processing payments, and confirming success.

4
Core Services
15+
Providers
99.2%
Success Rate
24/7
Availability

* AI features are currently in development. Metrics shown reflect our core payment platform.

How AI Payments Actually Work

From conversation to completed payment in 4 simple steps. No learning curve, no complex interfaces - just natural conversation.

1

Start a WhatsApp Chat

Open WhatsApp and message our AI assistant. No app download required.

Works on any device with WhatsApp - from feature phones to smartphones

Example:

Message: +234 XXX XXX XXXX

2

Say What You Need

Tell the AI what you want in plain Nigerian English. Be natural.

Use everyday language, slang, or abbreviations - the AI understands

Example:

"Buy ₦1000 MTN data" or "Pay NEPA bill"

3

AI Processes Request

The AI understands your request and finds the best options for you.

Smart recommendations based on your usage patterns and preferences

Example:

AI suggests best data plans or confirms bill details

4

Payment Complete

Confirm the payment and get instant delivery. That's it!

Receive confirmation and service activation within seconds

Example:

✅ Transaction successful - service activated

Traditional vs AI-Powered Payments

🔴 Traditional Way

Open specific app/website
Navigate complex menus
Fill multiple form fields
Remember account numbers
Select from confusing options
Hope everything is correct

🟢 AI-Powered Way

Just open WhatsApp
Say what you need naturally
AI handles all the details
AI remembers your preferences
Get smart recommendations
Enjoy instant confirmation

Ready to experience the future of payments?

Trusted by Thousands of Nigerians

Join a growing community of users who've made the switch to AI-powered payments. See why they trust RizPay with their daily transactions. Learn more about our story →

5K+
Active Users

Nigerians trust RizPay for their daily payments

₦500M+
Total Processed

Successfully processed payments since launch

99.2%
Success Rate

Transactions complete successfully

99.8%
Uptime

Reliable service you can count on

Note: AI features are currently in development. Metrics shown reflect our core payment platform.

Some statistics include projected figures based on current growth trends.

Enterprise-Grade Security

256-bit Encryption

Bank-level encryption protects all transactions

Secure Authentication

Multi-factor authentication and secure linking

Fraud Prevention

AI-powered fraud detection and prevention

24/7 Monitoring

Round-the-clock security monitoring

Security Certifications

🏦
Bank-Level
Encryption
🛡️
PCI DSS
Compliant
🔒
SSL/TLS
Secured
🤖
AI-Powered
Fraud Detection

What Our Users Say

"I've been using RizPay for a while now, and it's been great. Paying for airtime, electricity, and other bills is quick and hassle-free, plus the discounts help me save a little extra."

B
Basit Korede
Lagos

"Since I switched to RizPay, paying bills such as airtime and data has never been easier. I highly recommend this app."

M
Moshood kehinde
Abuja

"Awesome! What an awesome app, it's fast and reliable"

A
Adetunbi Hamid
Ibadan

Join the AI Revolution

Be part of Nigeria's first AI-powered payment community

Built for Nigeria, Scaled for Africa

Our team understands the Nigerian market deeply. From local payment preferences to language nuances, we've built an AI that truly speaks your language.

🇳🇬
Nigerian-Built
By Nigerians, for Nigerians
🌍
Africa-Ready
Expanding across the continent
🚀
Future-Focused
Always innovating for you
Join Beta Program

Be Among the First to Experience AI Payments

Get exclusive early access to our AI payment assistant. Join thousands of Nigerians already on the waitlist.

Beta Benefits

🚀

Early Access

Be the first to try AI-powered bill payments

💰

Free Usage

No transaction fees during beta period

💬

Direct Feedback

Help shape the future of AI payments

📱

Exclusive Updates

Get insider updates on new features

How we should address you

Your WhatsApp number (Nigerian numbers only for now)

By joining, you agree to receive updates about our AI payment features. We respect your privacy and won't spam you.